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Employer’s Liability Insurance vs. Workers’ Compensation (Explained)

Employer’s liability insurance covers the cost of a lawsuit if an employee sues their employer over a work injury or occupational disease. Workers’ compensation insurance provides benefits, such as wage replacement and medical care payments, to eligible workers who suffer…

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Does Workers’ Comp Count as Income for Food Stamps?

A work injury does not just impact your ability to work; it can also keep you from bringing in the income you need to support your family. Programs like the Supplemental Nutrition Assistance Program (also called food stamps) and Temporary…

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What Happens After an Impairment Rating Evaluation

Navigating the Pennsylvania workers’ compensation benefits process can be overwhelming. Under Pennsylvania law, employees participate in an additional impairment rating evaluation after they receive a cumulative total of 104 weeks of benefits payments. The goal of the evaluation is to…

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Hurt at Work: What You Need to Know About Nerve Injuries and Getting a Workers’ Comp Nerve Damage Settlement

Unfortunately, painful and debilitating nerve injuries plague thousands of workers across the United States. Many factors can cause nerve damage, such as repetitive stress injuries from your job or a workplace accident. Suffering from a nerve injury can be disruptive…

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How Many People Are On Social Security

Programs like SSI and SSDI help bridge the gap between employment and being unable to continue to work due to blindness, blindness, disability, or age (over age 65). Physical or mental disabilities sometimes prevent people from working. For example, a…

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Pennsylvania Workers’ Comp Class Code Lookup Tool & Guide

Pennsylvania requires most employers to carry sufficient workers’ compensation insurance to provide benefits to injured workers. To determine the appropriate amount of insurance, Pennsylvania insurance companies use classification numbers to group together similar types of jobs and industries. These classification…

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Can You Get Unemployment and Disability Benefits at the Same Time

If you have a disability and cannot find work, you have an uphill battle. But you may be able to support yourself and even enter a pathway to the workforce by leveraging available government programs such as unemployment and disability…

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Workers’ Comp vs Occupational Accident Insurance (Explained)

Many people have questions about workers’ comp vs occupational accident insurance. Likewise, they may have heard of OSHA, but not know what it is or does. Since 1915, Pennsylvania has required certain employers to carry workers’ compensation insurance policies to…

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How Often Workers’ Compensation Cases Go to Trial (2023 Data)

Work injuries can have devastating impacts on people’s ability to work and provide for their families. They can cause uncertainty and, in some cases, lead to lifelong disability. Many people who suffer work injuries have many questions about what to…

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Can I Use My Own Insurance Instead of Workers’ Comp?

A work injury can strike anyone at any time. In 2021, Pennsylvania had approximately 138,400 cases of nonfatal occupational injuries and illnesses across all industries, according to the most recent data published by the Center for Workforce Information and Analysis….

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Sneaky IME Doctor Tricks You Need to Know About

Many doctors chosen by the insurance company have done hundreds and maybe thousands of IME evaluations for workers’ compensation insurance claims. They do not work for the insurance company, but they may try to coerce patients into disclosing information that…

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How Does Workers’ Compensation Work? (In Simple Terms)

Workers’ compensation can be complicated, but it should not be. Filing a claim should be an easy process for employees, and the employer should assist in any way possible. The most important thing to remember about a workers’ compensation claim…

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Things Workers’ Comp Lawyers Won’t Tell You (But We Will)

Unfortunately, there are many crooked, dishonest, or plainly bad workers’ compensation attorneys out there. Some may be too inexperienced to admit it, and others may not be working for the right reasons. A good workers’ compensation attorney will always have…

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What Constitutes Malingering (Faking Disability) And What You Need to Know

Some people fake disability to obtain Social Security benefits, and this behavior is known as malingering. There are several things you should know about this issue in order to avoid refusal of benefits. What is Malingering? Malingering means either faking…

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8 Ways To Avoid Disability Fraud Investigation

Being investigated for Social Security disability fraud is more common than you might think. People on disability with mental illnesses or other “invisible” conditions like fibromyalgia may be investigated as well as those with more visible conditions. Unfortunately, malingering is…

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SSDI Trial Work Period: What It Is & How It Works

Despite widespread belief to the contrary, individuals receiving Social Security Disability Income (SSDI) from the Social Security Administration (SSA), are eligible to test their ability to return to work without jeopardizing their benefits. This program, overseen by the Social Security…

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How Do Cancer Patients Receive Social Security Disability Benefits

 Social Security Disability Benefits for Cancer Patients Most of us know several people who have successfully battled cancer, but getting this type of serious diagnosis from our own medical providers is still a shock. Your prognosis and treatment will largely…

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Disability Benefits for Legally Blind Individuals

Blindness or visual impairment gives rise to problems that affect every area of your life, even your ability to work. Fortunately, benefits for legally blind individuals are available from the Social Security Administration as well as the Pennsylvania State Blind…

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What Is the Difference Between Workers Comp vs Disability in Pennsylvania?

When an employee is injured on the job, they have two options for receiving financial assistance. The first is workers’ compensation, a state-mandated insurance policy given to employees to help cover medical expenses and wages while recovering from a workplace…

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Workers’ Compensation and Returning to Work: Everything You Need to Know 

Following a serious workplace injury, employees who receive workers’ compensation are likely to be out of work for an extended period of time during recovery. Once a claimant’s recovery process is completed or near completion, those without serious disabling injuries…

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Understanding the Average Workers’ Comp Settlement in Pennsylvania 

The average workers’ comp settlement in Pennsylvania varies greatly from case to case. Factors that influence what someone receives include the type of injury, their disability rating, and how quickly they file their claim. Likewise, people may receive a set…

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Meet the Award-Winning Philadelphia Workers’ Compensation Attorneys at Krasno, Krasno & Onwudinjo

Experiencing a work accident or occupational illness can completely uproot your life, forcing you to adjust to a new normal while you determine how you’re going to support your family in the meantime. But there’s hope. Pursuing a workers’ compensation…

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Workers’ Compensation Lump Sum Payments: The Pros & Cons

Lump sum payments, also known as Compromise & Release, are one-time payments made to injured workers after a work-related injury instead of weekly or bi-weekly payments, or ‘structured settlements’, made over a period of time. Lump sum settlements are great…

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How to Get Short Term Disability in PA: The Qualifications and Application Process Explained

Pennsylvania short term disability benefits may be awarded to incapacitated or sick employees who cannot work, yet expect their ailments to last less than one year. Short-term disability insurance can also be purchased through an insurance company if an employer…

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How Long Do Workers Comp Settlements Take?

Workers Compensation cases can sometimes settle shortly after an injury (within a few weeks or a couple of months), or they can take years. The average workers’ compensation case will take about 16 months to be resolved. A resolution may…

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Light-Duty Work and Pennsylvania Workers’ Compensation Law

If an employee heals enough to return to their job, but not enough to take on all their pre-injury responsibilities, creating a light-duty work arrangement may be necessary. In this situation, the employee gets to go back to work but…

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The PA Workers’ Compensation Law Explained

Workers’ compensation benefits in Pennsylvania are governed, in large part, by the PA Workers’ Compensation Act. Workers need to be aware of the risks of being hurt in workplace and prepared to take action to get benefits. This includes knowing…

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When You Should Get a Second Opinion for Your Workers’ Comp Claim

Insurance companies are in the business of saving money. They want to pay you as little as possible for your workers’ compensation claim. Unfortunately, that can also mean denying you medical treatment as well. Insurance adjusters work with the same…

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When to Hire a Workers Compensation Lawyer After Your Injury

If you have a workers’ comp claim or suspect that you do, it is critical that you know when to hire a workers comp lawyer. Since lawyers typically won’t charge you any fees unless you win, it’s important to at…

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I Won My PA Workers’ Compensation Case. Now What? 

If you’re thinking, “I won my PA workers’ compensation case. Now what?” you’re not alone. Many people have similar questions after discovering that they won their claim. What happens after you win your case depends on the agreement between you…

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