What Is the Difference Between Workers’ Comp and Personal Injury?

Different laws apply depending on where you were injured and how you were injured. An injury at work entitles you to workers’ compensation benefits. If a negligent third party caused your accident, however, you may also be able to bring a personal injury claim.

When these two areas of law overlap, it is vital that you work with an attorney handling cases in both of these areas. At Krasno, Krasno & Onwudinjo, we have been representing workers’ comp cases since 1936. We have an in-depth understanding of the Pennsylvania workers’ compensation and personal injury laws. Turn to our firm for trusted support, knowledgeable advice and skilled representation at every stage of the process.

What Is the Difference Between Workers’ Comp and Personal Injury?

Workers’ compensation is available to individuals who have been injured at work. You do not need to prove fault. Even if your error led to your injuries, you are entitled to compensation. These benefits cover lost income and coverage of your medical expenses.

With a personal injury claim, the fault will need to be demonstrated. You will need to be able to show that your injuries were the result of another’s negligence.

If you were injured at work, this could not just be your employer or a co-worker. Those types of negligent parties are shielded from liability under Pennsylvania’s workers’ compensation laws. Instead, you must be able to show that your injuries were the result of negligence by a third party.

With a third-party claim, you can pursue benefits above and beyond the compensation provided through workers’ compensation. This includes damages for your pain and suffering.

Car Accident, Slip-And-Fall, and Machine Malfunction

Motor vehicle accidents are the most common type of third-party liability claim. If you are driving as a part of your job and another driver’s negligence results in your injuries, you may have a separate personal injury claim in addition to your workers’ compensation benefits.

Third-party liability claims are not limited to car accidents. A slip-and-fall accident, dog bite or another type of accident may also qualify you for benefits. If your injuries were the result of defective equipment or machinery, you might have a claim against the negligent manufacturer or designer.

Speak to a Lawyer About Your Claim

Here at Krasno, Krasno, & Onwudinjo, we want to hear your case and provide you with the information you need to recover the compensation to which you are entitled. Email or contact us today at (800) 952-9640 to talk to an experienced attorney. Our lawyers handle workers’ compensation cases on a contingency basis. We only get paid if we help you obtain compensation, prevent an insurance company from stopping or altering your benefits, or if you settle your case.

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