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The Responsibilities Of Insurers In The Workers’ Compensation Process

Part Seven: Insurer Responsibilities In The Workers’ Compensation Claim Process Pennsylvania employers are required to provide some sort of Workers’ Compensation health insurance for their employees in the event of a workplace-related injury or illness. The obligation of a workers’…

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Why Mental Illnesses Are Covered Under Workers’ Compensation

Can Workers’ Compensation Cover Mental Illness?   The extreme conditions under which first responders work take a toll not only on their bodies, but also sometimes on their minds. Underlying mental health issues related to traumatic stress tends to be…

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How Your Diabetes and Social Security Disability Benefits are Related

  SSDI Benefits for People With Diabetes   Obtaining Social Security Disability (“SSDI”) benefits is a complicated and confusing process. As we wrote about not too long ago, it is not as simple as completing an application claiming that you…

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Understanding The Delay Tactics In Workers’ Compensation Health Insurance

Workers’ Compensation Health Insurance Delay Tactics In Pennsylvania, employers with one or more employees are required to purchase workers’ compensation insurance. Many employers choose to self-insure, which means that an injured worker would file his or her claim directly with…

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Workers’ Compensation: Pennsylvania Workers’ Comp Rates

Pennsylvania workers who are injured on the job are eligible to receive benefits to cover medical expenses and lost wages. However, Workers’ Compensation rates vary depending on the year, which can make it difficult for injured employees to figure out…

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What You Need to Know About Workers’ Comp Drug Testing

The Pennsylvania Workers Compensation Act guarantees compensation for medical treatment and lost wages associated with work-related injuries and disease. However, there are some caveats when it comes to drug and alcohol use.  Pennsylvania law does allow employers to deny workers…

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Hurt At Work: Workers’ Compensation And Tendonitis Of Wrist

Getting hurt at work is undoubtedly debilitating and stressful, this is even truer when the employer and insurance carrier drag their feet and make the whole process much more time consuming and stressful. A situation like this are more likely…

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Are Social Security Disability Benefits for Immigrants Available?

Individuals who reside in the U.S. and are considered aliens, nationals, or noncitizens may be eligible for social security benefits. It is well-known that the United States Social Security Administration offers programs to provide benefits for a disabled United States…

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Hepatitis A and the risk of infection to food industry employees

If you work in the food service industry, you may think that your biggest risk of injury comes from a slip and fall while carrying a heavy tray or some sort of injury in the kitchen. In fact, the biggest…

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An Overview of a Workers’ Compensation Vocational Assessment

During the workers’ compensation process it is important to understand that your employer’s workers’ compensation insurance company is going to do everything in their power to pay you as little as possible. The law affords insurance companies certain rights that…

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Bipolar Disorder and Social Security Disability

There is a common misconception that bipolar disorder is a rare condition, but this is not the case. The effects of bipolar disorder are widespread, as nearly 5.7 million Americans suffer from bipolar disorder annually. Bipolar disorder, also known as…

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SSD: Can I Receive Social Security Benefits for Mental Illness?

Across the United States, nearly 43.8 million Americans suffer from mental illness. This equates to roughly one in five adults in the United States. Mental disorders can be debilitating and go untreated far too often. Unfortunately, millions of American also…

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WC: How an Impairment Rating Evaluation Affects You

Impairment Rating Evaluations When a work injury occurs, it can leave you impaired or disabled. For example, if you break your arm, you are disabled for the period of time it takes your arm to fully heal. On the other…

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What Constitutes Malingering (Faking Disability) And What You Need to Know

Some people fake disability to obtain Social Security benefits, and this behavior is known as malingering. There are several things you should know about this issue in order to avoid refusal of benefits. What is Malingering? Malingering means either faking…

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How to prepare for a Social Security Disability hearing

Filing for Social Security Disability can be daunting, but if prepared, you will be able to handle the questions posed at the hearing. The hearing will come in front of an Administrative Law judge and can be lengthy. Preparation is…

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What to Know When Filing for Social Security Disability Due to Obesity

The United States Surgeon General has declared obesity an epidemic. There’s some good reason for alarm: 35 percent of adult women and 31 percent of adult men are considered seriously overweight and 15 percent of children between the ages of…

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How Can You Help Your Adult Autistic Child File For Disability?

Supplemental Security Income benefits are designed to provide an income to severely disabled children and adults with very limited financial resources. However, since the income of the entire family is considered when determining a child’s financial eligibility for the program,…

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Is Workers Compensation for Independent Contractors Available?

With a new outlook for 2017’s economy and a landscape about to change, business owners are anticipating some major changes, and many may be looking to see if the answer to an age-old question is going to change: Are Independent…

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SSDI: Can I Work While Receiving Disability Benefits?

If you are disabled, but still wish to work, there are certain ways the Social Security disability benefits program allows for disabled individuals to work while continuing to receive Social Security disability benefits, which may benefit you. Additionally, if qualified, you…

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Workers’ Compensation: Can I Choose My Physician?

When one is injured on the job, neither the employer nor the employer’s insurance carrier can specify a doctor to act as the treating physician. However, the injured worker is required to treat with a medical professional on the employer’s…

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Types Of Workers’ Compensation Payments In Pennsylvania

When you are entitled to workers’ compensation benefits, they are paid on a weekly basis. For some people, however, weekly benefits do not work well because they have financial obligations that they need to cover. In some situations, settlement or…

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Will SSI or SSDI benefits be taxed?

  Tax season is one of the most dreaded times of the year for many Philadelphia residents. It can be stressful and emotionally draining to prepare a tax return, particularly when unique circumstances are present. One such unique circumstance comes…

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How long does it take before disability benefits are approved?

  When Philadelphia residents are facing difficult circumstances, it is vital that they receive the assistance they need as soon as possible. Each day, week and month without that assistance can make the situation even worse. This is certainly true…

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Can Self-Employed Qualify For SSDI Benefits In Pennsylvania?

While wage earners pay Social Security taxes through withholding from their paycheck, this does not mean that you cannot qualify for Social Security disability benefits if you are self-employed. Whether you are a small business owner or an independent contractor,…

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Applying For Social Security Disability If You Have Cancer

If you have been diagnosed with cancer, you understandably might be overwhelmed with anxiety and fear about the future. The potentially life-threatening nature of a cancer diagnosis and the rigors of fighting the disease and coping with treatment side effects…

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How do living arrangement affect SSI benefits?

  When disabled individuals are unable to meet their financial needs, they can qualify for a variety of social programs. Supplemental Security Income is one of those programs. SSI benefits can help individuals with few assets receive some monthly income…

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Social Security disability benefits for those with asthma

  Many Pennsylvania residents live with debilitating illnesses. In some cases, these illnesses can be managed and individuals can live a relatively normal life. However, some individuals have such a severe illness that it becomes impossible for the person to…

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Who Pays Medical if Third Party Settlement in Workers’ Comp

If I Have a Third Party Settlement in My Workers’ Compensation Case, Who Pays My Medical Bills? Many injured workers pursue simultaneous claims for compensation in the form of workers’ compensation benefits and a lawsuit for civil damages against a…

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What Type of Disabilities Qualify for SSDI?

What Type of Disabilities Qualify for SSDI? When evaluating whether a medical condition qualifies for Social Security Disability Insurance (SSDI) or Social Security Income (SSI), a claimant will want to consult the “Listing of Medical Impairments” (referred to as the…

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Can I Get Lump Sum Settlement In A PA Workers’ Comp Case?

When you are injured in the workplace, the natural tendency is to experience stress and anxiety about your financial future.  An extended period of time off from work and lost income can threaten the ability of injured employees and their…

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