With expenses rising all the time, it can be difficult for older individuals, who are often on a fixed income, to keep up. This is especially true for those of retirement age who have been previously disabled in a work-related incident and have relied on benefits such as disability payments and Supplemental Security Income. These types of benefits aren’t always enough to keep up with medical bills, put food on the table and cover other unnecessary expenses.
For those looking to buffer SSI payments with additional benefits and assistance, the National Council on Aging offers a helpful tool at BenefitsCheckUp.org. Individuals over the age of 55 can complete a short questionnaire and receive a list of recommended benefits programs. The questionnaire only takes about 15 minutes.
The NCoA’s website doesn’t qualify anyone for benefits. Once you receive a recommendation list, it’s up to you to apply for any benefits that seem applicable. However, the site does search over 2,000 programs at state, federal and local levels, so it can be a good way to discover possible assistance options.
Programs included in the database can help with a variety of things. Food assistance, prescription drug assistance, health care and utility assistance are just some of the types of programs that are listed in the NCoA’s database. Other benefits might include housing and mortgage programs, respite care, job training for those who want to continue working and free or low-cost transportation programs.
If you are disabled or elderly and struggling with making ends meet, it’s important to understand whether you are receiving all the benefits afforded to you. Working with a disability lawyer can help you understand your options.
Source: The Philadelphia Sun, “Savvy Senior: How to find financial assistance for elderly parents,” July 28, 2016