It is unfortunate reality in Pennsylvania that some children suffer from serious disabilities. These disabilities might be the result of an accident or they can have occurred at the time of the child’s birth. Some of these disabilities are genetic conditions that the child was born with. In any case, children who are living with a serious disability have unique financial needs. This disability can be a drain on the family’s financial resources.
In many cases, families are eligible for Supplemental Security Income if their child is suffering from a serious disability. It is important for families in these situations to understand the legal requirements necessary to obtain this much-needed compensation.
Even when compensation has been obtained, there can be legal technicalities that need to be fulfilled in order to comply with Social Security Administration rules. One such technicality is the creation of a dedicated financial account for children receiving SSI payments.
According to the SSA, these dedicated accounts are required when a child is owed past due so SSI income. Typically, if a child is owed six months or more of past benefits a dedicated account must be created. This dedicated account must be at a separate financial institution and be in the child’s name. This account cannot be in the form of trusts, stocks, mutual funds, bonds or certificates of deposit.
Once the funds are in this dedicated account, the money must be used for specific purposes. The SSA allows the funds to be used for educational or job training. It also allows the funds to be used for medical treatment. In some cases, the funds can also be used to make housing modifications, to purchase special equipment needed for the child’s medical care or to pay for personal assistance to help the child. In some situations, these funds can also be used to pay for legal assistance.
Pennsylvania families may need to rely on an attorney to obtain SSI benefits. When a child is disabled, an attorney can help families understand their legal rights to compensation.