Many Pennsylvania residents are unable to work because of a disability. In these cases, these residents often need to rely on Social Security disability insurance benefits. If these benefits are approved, individuals can receive monthly payments to help cover their personal and medical expenses. However, people should know that it is not always easy to obtain SSDI benefits. In fact, more people than not are initially denied benefits by the Social Security Administration.
In order to receive benefits, people must successfully work their way through an application process. When applying, people must avoid common mistakes and successfully submit everything the SSA is looking for. There are many mistakes that applicants commonly make.
One such mistake is failing to submit enough employment history. During the application process, the SSA will examine a person’s relevant work history. They are trying to determine whether or not a person can do any work in their field following the disability. If they determine that a person cannot work then the person may be approved for benefits.
Another common mistake during the SSDI application process is failing to quit working before applying. Applicants need to have less than $1,090 per month in income in order to qualify for SSDI benefits. By working, people may earn too much to receive additional benefits.
Finally, it is also a mistake to fail to take medication as prescribed by a doctor for a particular condition. If people failed to follow doctor’s orders, they may lose credibility with the SSA and their claim could be denied. Additionally, people need to ensure that there is enough medical evidence of the disability to support their claim.
Applying for disability benefits is extremely important for those individuals who can no longer work. Pennsylvania residents need to understand that the process is complicated and failing to meet a few steps can result in a denial of benefits.
Source: The Global Dispatch, “Social Security Disability Insurance: Top Mistakes To Avoid When You Apply,” Oct. 13, 2015