The human body is an amazing and well-designed phenomenon of nature. However, the human body is not invincible and can eventually break down for one reason or another. This can be quite a problem if a disability prevents somebody from working and making a living while still young. This is why the government provides Social Security Disability Insurance (SSDI) benefits in Pennsylvania.
Unfortunately, many young people are the ones who end up needing SSDI benefits. However, most are unprepared for this type of issue, since many young people do not believe they could be disabled at such a young age. Approximately one-quarter of young people end up suffering serious injuries and become disabled prior to retirement age. SSDI can help these individuals with essential financial assistance, which many times can be life-saving.
However, it is important to make sure that one falls into the legal definition of what constitutes a disability as far as receiving SSDI benefits is concerned. The rules for SSDI eligibility are significantly different from the rules for private insurance plans. Also, SSDI does not offer partial or temporary disability benefits. This means that either one qualifies for benefits or one is not eligible.
Therefore, it is necessary to research the latest rules and regulations regarding SSDI in Pennsylvania before filing an application for benefits. Additionally, one should be sure to follow the correct procedures for applying to receive financial assistance after becoming disabled. In some cases, oneâ??s application may be denied initially, which means one may need to take legal action in order to secure oneâ??s rights.
Source: wisconsinrapidstribune.com, “Disability Awareness: Facts about Social Security“, Michelle McDougal, July 19, 2014