People with mental or physical ailments that hamper them from remaining in the workforce may feel desperate for financial help. If they discover that the Social Security disability insurance program is running out of funds, they might quickly become panicked in Pennsylvania. They also may become angry if they have already worked for years and thus paid Social Security taxes toward disability. However, some reforms could prevent this crisis from occurring in the next couple of years.
The Social Security disability fund may potentially run out by 2016. Some European countries actually experienced this type of situation a year ago. The reforms they implemented at that time may help to save America's disability fund as well.
Nations in Europe essentially were able to slow down the growing number of people who were opting to get disability. Their main goal was to make sure that disabled individuals could still work, and they created incentives for them to do so. For instance, in the Netherlands, employers had to make sure that employees followed retraining and rehabilitation requirements before their disability benefits could continue.
With the number of Social Security disability recipients on the rise, the future of the nation's disability fund certainly is at risk. Still, those who have legitimate medical problems have the right to access these benefits. Being told by doctors in Pennsylvania that one cannot work and then having a disability insurance claim denied can feel like two slaps in the face. Knowing the law, however, can help a person to overcome this battle and receive the benefits to which he or she is entitled.
Source: Cornell Chronicle, Economists: How to slow the growth in disability claims, H. Roger Segelken, March 19, 2014