Thousands of workers across the country and in Pennsylvania become disabled each year. For many of those workers, their disability keeps them from being able to continue working. In that case, it may be possible to receive disability benefits under the Social Security Disability Insurance (SSDI) program.
How much a person will receive in benefits depends on the person’s age, the length of time worked, average earnings for the person’s lifetime and how recent the person worked. However, before benefits can be received, the disabled person must go through the application process. This process can take some time, so it is normally beneficial to begin the process as soon as possible after becoming disabled.
It can take up to five months to receive the required medical evaluation that must be completed before an application can be approved. Once the application is approved, the recipient is usually not entitled to benefits until the six-month anniversary of the date a person became disabled, as determined by the Social Security Administration. This means it could take a minimum of six months before any benefits are paid — and this is if everything goes right the first time.
The process of applying for disability benefits can be both frustrating and complicated. There is a significant amount of information that needs to be gathered to accompany the application. A medical evaluation administered by a state agency is also required, which could take some time. However, the end result may be worth navigating the process. Having a comprehensive understanding of the laws, regulations, policies and procedures governing the process can help alleviate some of the frustration for those in Pennsylvania that are going through the process.
Source: nwtimes.com, Social Security can help those who can’t work due to disability, Georgiann Drake, Nov. 7, 2013