Social Security Disability Insurance has helped many Pennsylvania residents gain income after they have lost the ability to work due to a disability. SSDI is a government-run program that many people still depend on, but concerns over the funding for the program has recently become a much discussed topic. In some cases, those discussing the issue have been questioned as to how accurate their information is. Nonetheless, reform concerning the distribution of SSDI may be on the horizon.
As of now, reports indicate that the amount of money put into the insurance program exceeds the combined funding for some other federal programs. Some concerned parties believe that this program is being unjustly taken advantage of by individuals who may not necessarily need the benefits and are contributing to the increased need in funding. However, others have pointed out that the majority of parties who apply for disability benefits have been turned down.
Because the funding issue has become more of a highlighted concern, reform options have been suggested by certain parties. Some individuals believe that utilizing more personal disability insurance would lessen the number of applicants for Social Security disability benefits. Others have expressed that perhaps those employers who pay into the benefits program should have a higher tax if more of their employees apply for disability benefits while those companies that have less workers applying for benefits would receive a lower tax. This option could potentially give employers more incentive to work with rehabilitation and other programs that could possibly reduce the number of employees who become disabled.
While the spending on SSDI has become a significant concern, those who receive assistance could benefit from staying updated on the possible changes that could affect them. Pennsylvania residents who collect benefits or who believe they may qualify could find it a prudent step to learn more information on federal and state disability laws. Should the laws concerning Social Security Disability Insurance change, it is important for those associated with the program to understand what that could mean for their situation.
Source: nationalreview.com, The Menu of Disability Reform Options, Reihan Salam, Oct. 7, 2013