Most working Pennsylvania residents have several monthly expenses. Working and earning a paycheck allows individuals to pay their mortgage or rent, put food on the table and enjoy a night out with a spouse or friends. Imagine, however, being impacted by a work injury and suddenly being physically unable to work. When facing this situation, individuals often have many questions and fears related to how to pay for housing, food and other expenses.
Thankfully, individuals who are injured while performing work-related duties are often covered under an employer’s worker’s compensation insurance. Those individuals who sustain catastrophic injuries or sustain injuries that prevent them from performing even basic work duties, may also qualify to receive social security disability benefits.
In order to qualify for SSD, injured workers must be able to show that their injury is chronic and debilitating in nature. In some cases, individuals may qualify for both worker’s compensation and SSD. The process of applying for SSD benefits can be complex and lengthy. Applicants are required to provide medical documentation related to the injury as well as sufficient proof that the injury is chronic or severe in nature so that it prevents the individual from performing work duties.
While the adverse impact of some work-related injuries such as an amputation or paralysis injury may be obvious, the negative implications of other work injuries may not be as apparent. For these reasons, it’s wise to enlist the assistance of an attorney who has experience handling both worker’s compensation and SSD claims. A legal professional can help ensure an application applying for SSD benefits is complete and help provide for the best possible outcome with regard to securing disability benefits.
Source: Aberdeen News, “Social Security disability after an accidental injury,” Howard I. Kossover, Aug. 16, 2013