Difference Between Workers’ Comp And Personal Injury
Different laws apply depending on where you were injured and how you were injured. An injury at work entitles you to workers’ compensation benefits. If your accident was caused by a negligent third party, however, you may also be able to bring a personal injury claim.
When these two areas of law overlap, it is vital that you work with an attorney handling cases in both of these areas. At Krasno, Krasno & Onwudinjo, we have been representing injured accident victims since 1936. We have an in-depth understanding of the Pennsylvania workers’ compensation law and personal injury laws. Turn to our firm for trusted support, knowledgeable advice and skilled representation at every stage of the process.
What Is The Difference Between Workers’ Comp And Personal Injury?
Workers’ compensation is available to individuals who have been injured at work. You do not need to prove fault. Even if your own error led to your injuries, you are entitled to compensation. These benefits cover lost income and coverage of your medical expenses.
With a personal injury claim, fault will need to be demonstrated. You will need to be able to show that your injuries were the result of another’s negligence.
If you were injured at work, this cannot simply be your employer or a co-worker. Those types of negligent parties are shielded from liability under Pennsylvania’s workers’ compensation laws. Instead, you must be able to show that your injuries were the result of negligence by a third party.
With a third-party claim, you can pursue benefits above and beyond the compensation provided through workers’ compensation. This includes damages for your pain and suffering.
Car Accident, Slip-And-Fall, And Machine Malfunction
Motor vehicle accidents are the most common type of third-party liability claim. If you are driving as a part of your job and another driver’s negligence results in your injuries, you may have a separate personal injury claim in addition to your workers’ compensation benefits.
Third-party liability claims are not limited to car accidents. A slip-and-fall accident, dog bite or other type of accident may also qualify you for benefits. If your injuries were the result of defective equipment or machinery, you may have a claim against the negligent manufacturer or designer.
Speak To A Lawyer About Your Claim
Contact our firm online or call us at 877-794-2396 to schedule a free consultation with an experienced lawyer at our Philadelphia or Pottsville office.